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  • Effects on Credit Score

    What Happens to My Credit?

    The bankruptcy will be reported on your credit report for up to ten years. In addition, the law prevents certain governmental units and agencies from discriminating against persons who have filed bankruptcy.

     

    How Can I Rebuild My Credit After Bankruptcy?

    So long as you are promptly making payments on your car, house, rent, utility etc. after your bankruptcy is discharged, your credit should be re-established in about one and a half to two years time. However, an individual’s score is based on overall credit history, as well as income and assets, and therefore the time to re-establish credit ratings may vary from person to person. You can also get a credit card or secured credit card to re-establish credit.

    To learn more about credit score reporting click here!

    Van and Associates Law Firm has helped many in the Las Vegas and Henderson community with foreclosure, short salebankruptcydebt settlement, loan modification, and personal injury.

    Please feel free to contact us today so that we may discuss the options that are available to you.

    Van and Associates Law Firm at 702-529-1011